Resources for Financial Institutions
Resource Articles See All Articles
Here a Risk, There a Risk
Article by Cindy LeBlanc, TriNovus
Risk assessments are at the core of any effective BSA/AML Program and corresponding examination.
More Than a Warning Shot
Article by Blair Rugh, TriNovus
On April 18, Ms. Patrice Ficklin, the Assistant Director for the Office of Fair Lending and Equal Opportunity of the Consumer Financial Protection Bureau, posted a blog on the CFPB website entitled “Fair Notice on Fair Lending”. This blog is more than just a warning shot over the bow of the lending industry.
Spring Cleaning with a Sanity Check
Article by Blair Rugh, TriNovus
There is a lot of confusion about the new rules regarding compensating residential loan officers and just how strictly they will be applied.
Combined RESPA and TIL Disclosures: There is More to the Proposed Changes than Meets the Eye
Article by Blair Rugh, TriNovus
Some of the biggest changes that the Consumer Financial Protection Bureau (CFPB) is considering have nothing to do with the disclosures themselves, but with the basic definition and calculation of the information that is being disclosed.
Diversity in the Banking Workplace
Article by Blair Rugh, TriNovus
Under Section 342 of Dodd Frank, each banking regulatory agency is required to establish an Office of Minority and Women Inclusion.
BSA: When are Two Customers One? Aggregating Transactions for CTRs.
Article by Blair Rugh, TriComply
Sometimes under the BSA rules a bank must aggregate the cash transactions of two separately incorporated customers for the purpose of CTR reporting if the separate customers have common ownership and a level of joint operations.
Applicants, Consumers, Co-Signers and Co-Borrowers: Those Pesky Definitions
Article by Blair Rugh, TriComply
An understanding of the definitions for each regulation is mandatory in order to have a clear understanding of the regulation itself and a compliant result.
Suspicious Activity Reporting: When Does an Activity Become Suspicious?
Article by Blair Rugh, TriComply
Identifying a suspicious activity can be difficult because what is considered suspicious is subjective.
Mobile Devices in Business
Article by Gregory H. Soule, CPA, CISA, CISSP, CFE - Andrews Hooper Pavlik PLC
Using mobile devices for business purposes.
Two Old Issues Revisited
Article by Blair Rugh, TriComply
An important update for financial institutions regarding overdraft fees and residential loan officer compensation.
Review Your Junior Lien Portfolio for Allowance for Loan and Lease Loss
Article by Blair Rugh, TriNovus
On January 31, the regulatory agencies issued an Interagency Supervisory Guidance on Allowance for Loan and Lease Loss Estimation Practices for Loans and Lines of Credit Secured by Junior Liens on 1-4 Family Residential Properties.
Community Banking Advisor Winter 2012
AHP's newsletter for financial institutions.
Fraud Risk Prevention
Article by Gregory Soule, CPA, CFE - Andrews Hooper Pavlik PLC
Learn how to prevent fraud within your business.
Defining and Managing Risk
Article by Gary Climes, CPA, Partner - Andrews Hooper Pavlik PLC
Is your organization at risk? This article can help you determine the answer to this question.
Information Security Risks Affect All Organizations
Article by Andrew Kersh, CPA - Andrews Hooper Pavlik PLC
Is your system secure?
The Lending Environment and Its Effect on Your Business
Article by Andrew Kersh, CPA - Andrews Hooper Pavlik PLC
Will you qualify for a loan when you need it? This article will help you prepare!
Financial Statements: An Opportunity to Tell Your Story
Article by By Marcus Doxey, CPA - Andrews Hooper Pavlik PLC
These tips can help you build effective financial statements!
To Deduct or Not to Deduct…That is the Question
Article by Carrie Hindmon, CPA - Andrews Hooper Pavlik PLC
Determining which business travel expenses qualify for deductions can be challenging. Applying a few simple principles can assist you in clarifying a somewhat foggy
subject.
Resource Links See All Links
Community Bankers of Michigan - CBM (Formerly MACB)
Michigan Bankers Association - MBA
Community Banking Advisory Network - CBAN
http://www.bankingcpas.com/public/default.asp
Office of Thrift Supervision - OTS
Federal Government
State of Michigan
Internal Revenue Service
Federal Deposit Insurance Corporation - FDIC
Office of Comptroller of the Currency - OCC
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